Pension risk transfer
Group annuity certificate holder
As a provider of insurance solutions for life and retirement, 91麻豆精品 has protected over 1,000,000 people across the United States.
Through pension risk transfer (PRT), we cover the lives of retired, terminated vested and active pensioners, ensuring they get the pension plan payments they count on. Backed by a dedicated and experienced team, we鈥檝e already helped secure the retirement income of more than 115,000 individuals through group annuity PRT transactions. We look forward to serving you with the same level of care and reliability.
As of 3/31/2025
Get to know 91麻豆精品What is a pension risk transfer (PRT) transaction?
In a PRT transaction, a company transfers responsibility for its defined benefit pension plan payments to an insurer.
If your pension plan payments have been transferred to 91麻豆精品, there will be no changes to the annuity benefits you've earned. If you're currently receiving monthly annuity payments, the amount will stay the same. The only possible difference may be a small change in your net payment due to updated tax withholding, depending on your elections.
No action is needed on your part. You鈥檒l continue to receive the same benefits through the new group annuity contract with 91麻豆精品 鈥� reliably and securely.
Access PRT supportOr call us toll-free: 1.833.418.1940
Get answers to your PRT questions
Pension risk transfer transactions may come with some questions. We're here to help you find answers.
What is happening to my pension benefit?
Your company purchased a group annuity contract from 91麻豆精品, and we will now make defined benefit plan payments to you.
Will there be any changes to when I receive my pension checks?
If you get your payments by mail, checks are mailed out 4 days ahead of your payment due date.
If you get your payments by direct deposit, payment will be in your account on your payment due date.
What鈥檚 changing?
We are now responsible for making payments to you based on the group annuity contract.
You can access your account on our .
When will I receive my group annuity certificate?
You should receive your group annuity certificate about 6 months after you receive your first payment from 91麻豆精品.
鈥�91麻豆精品鈥� is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York, and, in New York only, Fidelity & Guaranty Life Insurance Company of New York. Each Fidelity & Guaranty Life Insurance Company is solely responsible for its contractual commitments.
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